{"sample":true,"note":"Static example of what /calc/loan returns; not live data and not charged. Call without sample=1 and pay $0.01 with any x402 client for a live result.","tool":"/calc/loan","price":"$0.01","example":{"monthlyPayment":1520.06,"payments":360,"totalPaid":547220.13,"totalInterest":247220.13,"schedule":[{"month":1,"payment":1520.06,"principal":395.06,"interest":1125,"balance":299604.94}]}}